Finance
Finance
Construction loans, explained in plain English.
How a construction loan actually works.
Instead of one lump sum, your lender releases money at five build stages — slab, frame, lock-up, fixing and completion. You pay interest only on what's been drawn, which keeps costs down while you're still renting.
- Progress payments at five stages
- Interest-only on drawn amounts during the build
- Land can settle first, build drawn after
What our finance partners help with
The service is free, and you're never obliged to use it:
- Borrowing power assessment before you fall in love with a design
- Grant and concession eligibility
- Land settlement and build timing
- Comparing construction-lending banks — they are not all equal
- Deposit strategies for first home buyers
Common questions
What deposit do I need to get started?
An initial $2,000 secures your design and current pricing while we prepare your fixed-price proposal. Your building contract deposit is 5%.
Can I use my own broker or bank?
Of course. Our partners are optional — we work smoothly with any construction lender.
No Obligation
Know your numbers before you shortlist.
A 20-minute call with a construction-lending specialist, free.
Book a Consultation
Ready When You Are
Talk it through with a consultant.
Free, no obligation — at a display, our studio, or over the phone.